Born in ’57, I came to financial planning in ’89, by accident. My early life – like so many others’ – had taken turns I’d not anticipated: in my case owing to haste and misjudgment; sadness and joy; fear and hope. I’ve had a lot to learn and to unlearn. Although I may have come to it late, I’m making more sense of my life now, than at any time before.
Until I gathered qualifications to advise, I was a salesman. By then already noticing my self-respect lay not in giving advice, but in helping people make well-informed decisions for themselves, I set up my own independent firm in ’95.
The FCA regulator’s direct authorisation of me is here.